Life After Bankruptcy Four Decades of Experience Guiding Clients Through Legal Matters

Life After Bankruptcy

Legal Help from Our Raleigh Bankruptcy Lawyers

After you file for bankruptcy, life goes on. There is a common misconception that filing for bankruptcy can ruin your future and your opportunities because you will never be able to rebuild your credit, because you will lose all your assets and property and because you will forever carry the label of a lazy or dishonest person who filed for bankruptcy. Nothing could be further from the truth!

Although it may be difficult to regain a high credit score immediately after filing for bankruptcy, with some hard work and by being responsible with your finances you can rebuild your credit score and buy a house or buy a car. You always have options. You do not have to lose all of your assets. You are not a bad person because you are turning to bankruptcy to handle your financial situation.

Bankruptcy procedure exists for debtors just like you to get a fresh start. There is nothing wrong with taking advantage of this and reorganizing or discharging your debt in order to get a second chance. A bankruptcy attorney in Raleigh can meet with you and discuss your options in this regard. It may be necessary to get a secured credit card or to co-sign with a friend or family member.

What to do after Bankruptcy

There are some specific actions that are very helpful in rebuilding your life and credit following bankruptcy:

  • Find a job if you don’t have one, and work to maintain your job if you already have one.
  • Pay your bills on time.
  • If you get another credit card, be sure to pay it on time every month and pay more than the minimum balance due.
  • Do not take on any debt on a credit card that you cannot pay off.
  • Be sure to open and maintain a checking and/or savings account, and work to keep your bank balance as high as possible.
  • Work to rebuild you

Why Choose Us?

Trusted Service That Exceeds Expectations
  • Serving Raleigh Since 1994
  • AV® Rated by Martindale-Hubbell®
  • Guidance Through Each Step of Your Case
  • Family-Owned Law Firm
  • Highly-Regarded by Past Clients
  • Compassionate & Honest Attorneys
  • Kevin Review Avvo
  • Kevin Avvo Rating
  • Kevin Client Distinction Award
  • Expertise Best Lawyers in Raleigh 2017
  • Expertise Best Lawyers in Raleigh 2016
  • ASLA The American Society of Legal Advocates
  • AV Preeminent
  • North Carolina Bar Association
  • North Carolina State Bar

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Our Testimonials

Stories from Our Happy Clients
  • The staff at Hopper Law Firm PLLC will work tirelessly to help you out.

    “The staff at Hopper Law Firm PLLC is very personable and really want to understand your personal needs and will work tirelessly to help you out.”

    - Rob
  • They take the extra step and are personal and make sure I am satisfied with whatever decision they choose to take.

    “I have always had extremely pleasing interactions with every staff member at Hopper Law Firm PLLC. They are ready to help, friendly and cooperative even in the worst of situations. Unfortunately, I ...”

    - Past Client
  • Thanks to Kevin Hopper, the kids and I are finally moving past the nightmare and learning to laugh again.

    “After almost 3 years fighting with my ex-wife over everything, I was recently awarded primary custody of my children, child support, and allowed to leave the state, something that I understand is not ...”

    - Newton
  • Friendly and professional staff provides a pleasant experience during a very stressful event.

    “Friendly and professional staff provides a pleasant experience during a very stressful event. Staff also instills a feeling of confidence while working with your case. Definitely a recommended firm.”

    - Kimberly
  • I was glad that I had the experienced counsel of Hopper Law Firm PLLC to handle my case and guide me through the process.

    “Hopper Law Firm PLLC did an excellent job handling my traffic ticket. They were very easy to work with, answered all of my questions, and made me feel at ease during a stressful time. I was glad that ...”

    - Past Client
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