Chapter 7 Four Decades of Experience Guiding Clients Through Legal Matters

Chapter 7 Bankruptcy Attorney in Raleigh

Work with Your Personal Bankruptcy Lawyer

Chapter 7 of the U.S. Bankruptcy Code outlines the specific procedure associated with this form of bankruptcy, available for use by individuals who are facing overwhelming debt and need relief. Also referred to as “liquidation” or “straight bankruptcy”, Chapter 7 involves the liquidation of the debtor’s non-exempt assets to pay off part or all of his or her debts. Once these assets are surrendered to the bankruptcy court and the proceeds are distributed among creditors, the debtor’s debts will be discharged.

The benefit of filing under Chapter 7 is that all creditor contact and collection efforts must stop immediately. You will no longer face threatening phone calls, letters or even personal visits. Creditor abuse will stop. You can finally live in peace and stop worrying about debt!


Qualifying for Chapter 7 Bankruptcy

An important factor associated with a Chapter 7 bankruptcy is whether you will qualify in the first place. Under the Bankruptcy Act, your income and expenses will be carefully reviewed in order to determine whether you can file under Chapter 7 or if you must file under Chapter 13. The court will look at your average income for the last 6 months and compare this to the median level for North Carolina in particular. If your income is below the median, you may be able to file under Chapter 7. If your income exceeds the median, it is likely that you will have to file under Chapter 13.

Chapter 7 Bankruptcy Attorneys in Raleigh, NC

If you are interested in filing for bankruptcy or are facing overwhelming debt, consult a Raleigh bankruptcy attorney at Hopper Law Office. We are very experienced in dealing with Chapter 7 proceedings throughout North Carolina. We will explain your rights and options and can help determine whether Chapter 7 may be an option for you. By working with us, you will have the best opportunity of having the process go smoothly with the least amount of disruption and the highest benefit to you, now and in the future.

Why Choose Us?

Trusted Service That Exceeds Expectations
  • Serving Raleigh Since 1994
  • AV® Rated by Martindale-Hubbell®
  • Guidance Through Each Step of Your Case
  • Family-Owned Law Firm
  • Highly-Regarded by Past Clients
  • Compassionate & Honest Attorneys
  • Kevin Review Avvo
  • Kevin Avvo Rating
  • Kevin Client Distinction Award
  • Expertise Best Lawyers in Raleigh 2017
  • Expertise Best Lawyers in Raleigh 2016
  • ASLA The American Society of Legal Advocates
  • AV Preeminent
  • North Carolina Bar Association
  • North Carolina State Bar

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Our Testimonials

Stories from Our Happy Clients
  • The staff at Hopper Law Firm PLLC will work tirelessly to help you out.

    “The staff at Hopper Law Firm PLLC is very personable and really want to understand your personal needs and will work tirelessly to help you out.”

    - Rob
  • They take the extra step and are personal and make sure I am satisfied with whatever decision they choose to take.

    “I have always had extremely pleasing interactions with every staff member at Hopper Law Firm PLLC. They are ready to help, friendly and cooperative even in the worst of situations. Unfortunately, I ...”

    - Past Client
  • Thanks to Kevin Hopper, the kids and I are finally moving past the nightmare and learning to laugh again.

    “After almost 3 years fighting with my ex-wife over everything, I was recently awarded primary custody of my children, child support, and allowed to leave the state, something that I understand is not ...”

    - Newton
  • Friendly and professional staff provides a pleasant experience during a very stressful event.

    “Friendly and professional staff provides a pleasant experience during a very stressful event. Staff also instills a feeling of confidence while working with your case. Definitely a recommended firm.”

    - Kimberly
  • I was glad that I had the experienced counsel of Hopper Law Firm PLLC to handle my case and guide me through the process.

    “Hopper Law Firm PLLC did an excellent job handling my traffic ticket. They were very easy to work with, answered all of my questions, and made me feel at ease during a stressful time. I was glad that ...”

    - Past Client
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