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Change in Student Loan Repayment for Married Couples

If you are still paying off federal student loans and you have a low income job, there is good news.

A new law has changed to help married couples have lower monthly payments for student debt. The Income Based Repayment Program helps out people with student loans who also have lower paying jobs. The old version of the law, which is only a year old, treated married couples differently than two unmarried people who lived together. It used to be twice as expensive to repay student loans if you were married, because the law took into account both people's incomes, but student debt separately. Now, however, the law allows people who file joint taxes to note their joint debt, which could substantially lower monthly payments.

This law only affects federal student loans, not private ones.

If you have questions about any family law issues, contact a Raleigh Divorce Attorney at Hopper Law.

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